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Embedded payments, explained.

Not everyone speaks payments — and that's fine. Here's the plain-English version of how ValBill gets you paid, plus answers to the questions we hear most.

The basics

What are embedded payments?

Traditionally, billing software and payment processing are two separate vendors bolted together: your invoicing tool sends the bill, and a different company actually moves the money. Embedded payments collapse that into one — the ability to accept a card or bank payment lives right inside the software you already use, so there's nothing to wire together and no handoff to break.

With ValBill, a single, one-time setup gives your business everything it needs to bill and get paid. And because ValBill owns the payments rails underneath — ValPay — there's no daisy-chain of vendors pointing fingers when something needs fixing. One platform, one team, invoice to cash.

Why it matters

Why embedded payments?

Three reasons software teams move billing and payments into one platform.

Easy integration

Adding payments to your billing doesn't have to be complicated. One simple, one-time setup gives you everything you need to invoice and collect — no stitching tools together.

Own your revenue

Turn payments from a back-office cost into a growth driver. Bundling billing and processing lifts revenue, improves retention, and streamlines operations.

Built-in security

Fully PCI-DSS Level 1 compliant, with advanced fraud prevention and real-time risk monitoring — so your business and your customers stay protected.

How it works

Accept. Manage. Secure. Grow.

One platform to accept, manage, secure and grow every payment — built on ValPay's global rails.

Accept

Card & ACH, online or in person, via easy-to-implement APIs — with competitive pricing that keeps fees low.

Manage

Real-time analytics and full visibility into every invoice and payment, so operations stay smooth.

Secure

PCI-DSS Level 1, fraud prevention and risk monitoring, backed by dedicated support at every step.

Grow

Flexible, customizable plans that scale with you — adjust month to month, upgrade anytime.

FAQ

Questions, answered.

Everything you need to know about billing on ValBill.

What is ValBill and how does it work?
ValBill is the billing and accounts-receivable platform for software businesses. You create recurring or one-off invoices, send them with a pay-by-link, and get paid by card or ACH — while AutoPay, smart dunning and reconciliation run automatically. Everything settles on ValPay's payments rails and syncs both ways with your ERP, so finance runs the whole invoice-to-cash loop in one place.
What types of businesses does ValBill support?
ValBill is built for software and SaaS businesses with recurring revenue — from a handful of customers to large, multi-entity portfolios. It's already live across the Valsoft family and beyond, billing in 180+ currencies across multiple regions.
What can ValBill do?
Recurring subscriptions, branded invoicing, pay-by-link and save-card, AutoPay (charge on the due date or 24h after send), multi-step dunning, A/R aging analytics, dispute and chargeback management, customer credits and credit notes, a white-label customer portal, and two-way ERP sync — all in one platform.
How much does ValBill cost?
Pricing is transparent and keyed to your relationship and volume — there's no separate per-seat billing tax to argue about. Book a demo and we'll put a simple, competitive number in front of you.
Can ValBill be white-labeled?
Yes. The customer portal, invoices and pay forms can carry your branding — logo, colors and remittance details — per partner. With the integrated path, ValBill plugs into your software via API so billing feels fully native to your product.
How quickly can ValBill be deployed?
There are three ways in. An embedded pay-by-link can be live in about a week with one line of HTML. Running your billing on the full platform is fast and needs no migration project. A deeper software integration typically takes 4–8 weeks with a dedicated implementation team.
What payment methods does ValBill support?
Card and ACH through the Adyen Drop-in, plus stored payment methods for AutoPay, across 180+ currencies. Manual payments like wire and check can be recorded too, so every dollar lands against the right invoice.

Still have questions?

Talk to the team and we'll walk you through exactly how ValBill fits your stack — billing, payments and reconciliation in one.